Financing with Harper Motors

Harper Motors takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Harper Motors Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Harper Motors can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Our Finance Team is committed to helping our customers with their credit approval needs. Our dealership has access to millions of dollars of credit from a variety of lending sources, and as a result, we are able to provide you with more options. Good Credit, Bad Credit, No Credit... We are here to help! Call one of our Finance Managers today, 888-902-7586.

Our two finance managers Antoine and Laurence work with many lenders such as Coast Central Credit Union, Wells Fargo, Ford Credit, US Bank, Capital One, Northern Redwood Federal Credit Union, Northwest Acceptance Corp, and Chase to get you the best financing for your new vehicle. With over 7 years experience dealing with loans and lenders they've helped many people get new vehicles. As a large volume dealer we can sometimes offer customers rates lower than if they dealt directly with a bank.

Even if you aren't looking for a new car we can still help with Extended Service Contracts for vehicles that are out of factory warranty. We may also be able to save you money in the form of Pre-Paid Maintenance plans. We also offer GAP protection, Simoniz Glasscoat and Security Guard Theft Deterent. Call us for details.

You can also fill out a secure online application for pre-approval on the vehicle you are interested in.

 

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Harper Motors

    4800 Hwy. 101 North
    Eureka, CA 95503

    • Sales: (707) 443-7311
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Get in Touch

  • Contact our Sales Department at: (707) 443-7311
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday9am-6pm
  • Sunday11am-5pm